Insurances

Everything related to vision insurance programs and benefits

What is vision insurance?

Vision insurance is a specific type of health and wellness program that typically covers the cost of an annual eye exam and facilitates access to affordable eyewear, such as lenses, frames, and/or contact lenses. An individual can suffer from visual impairment at any time, therefore, it is essential to add vision insurance to your healthcare plan. Some basic health insurance plans may not offer vision care benefits, so you can either choose a comprehensive insurance plan with vision care benefits or choose to add vision care to your health insurance plan.

Why is vision insurance important?

As technology advances, more people turn to digital modes of communication, whether for work or entertainment. Although technology has made life easier and the world has become a small village, it has many negatives. Medical professionals recommend not spending long hours on the phone or computer to avoid eye strain. However, with the spread of the epidemic, which caused chaos and forced people to stay at home, constantly browsing the Internet or working on a laptop has become part of the new normal in which we live. Using a computer or mobile phone for long hours can affect your vision. Even if you are not tech-savvy, you should take care of your eyes properly, as regular eye examinations can easily detect diseases, including diabetes and blindness. However, vision care can cost a lot when it comes to surgeries and other treatments resulting from an emergency. In order to avoid these costs at your own expense, you should choose vision insurance or an eye insurance program. Vision insurance or eye insurance coverage will help you prepare for any emergency without financial hardship.

A health insurance program is considered a must, and the same applies to choosing vision insurance or an eye insurance program. This is even more necessary if you have children, as most of them nowadays use digital devices to study or play online games. You can choose different types of eye insurance plans depending on your requirements. If you only want to cover the cost of your regular eye exams or if you want your insurance plan to cover the costs of eyeglasses and contact lenses, basic insurance will be more than enough. Check out Cigna’s Healthy Connect module, which provides coverage for eye exams, lenses and frames. Cigna’s eye insurance program makes it easy and provides you benefits, so you can see objects near or far with complete clarity.

What should a vision insurance program cover?

Vision insurance plans must usually cover the cost of an annual eye exam and eyewear, such as glasses and/or contact lenses. You can also choose a comprehensive program or coverage that includes special options, such as eyeglass lens coatings and eyeglass enhancement (progressive lenses, anti-reflective coatings, etc.). The comprehensive vision insurance program allows you to undergo an elective vision correction procedure such as LASIK or photorefractive keratomileusis. Vision insurance coverage will vary based on the type of vision insurance policy you plan to purchase.

Who needs vision insurance?

Vision or eye insurance is suitable for people of all ages, regardless of whether they use glasses or not. Eye insurance programs cover eye injuries and diseases and are important for people who are visually impaired or may need visual aids, such as prescription lenses, frames or contact lenses. Choosing laser eye treatment to improve your vision can be an expensive procedure as it requires multiple consultations and surgery performed by an eye doctor. You and your family can easily undergo these treatments without incurring any financial burdens by choosing the best vision insurance program.

Maintain healthy vision and eyes with the Healthy Connect wellness unit from Cigna

Cigna’s Healthy Connect wellness module included with your vision insurance program will cover the cost of the most common eye care requirements. However, eye care is an optional vision insurance coverage, which you can choose to purchase depending on your needs. To learn more, check out Cigna Eye Insurance benefits:

Routine eye examination

A routine eye exam involves visiting an eye specialist to check your vision, renew your contact lenses, etc.

Poor vision is caused by several factors, and the problem may not appear clearly at first, which delays your visit to an eye specialist. If you continue to ignore the problem, the situation may later become so serious that it may require major surgery. If you do not have vision insurance coverage added to your health insurance program, you may have to spend large sums of money. Therefore, when you start facing any problem related to your vision, you must immediately visit a specialist and undergo treatment. In such a case, the vision insurance program may be a blessing par excellence. Cigna Vision Insurance provides coverage for routine eye exams, which can save you a lot of money in the future.

Cigna’s Eye Care Insurance Program includes a list of benefits that can dramatically reduce the costs associated with routine eye exams. You can also add a stylish touch to your glasses with a gorgeous frame of your choice, and Signa includes frame coverage as well.

  • Cigna Vision Insurance will cover expenses for the following:
  • Routine eye examination
  • Eyeglass lenses
  • contact lenses
  • Eyeglass frames
  • Sunglasses that require a prescription

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button